| Consumer Loans |
APY |
Daily Periodic Rate |
Maximum Payment Period |
Loan Description |
Cars, Trucks
2009 - 2010 |
2.99% |
0.008191% |
84 Months |
Promotional rate for 2009-2010 model year cars and trucks. 84 month terms based on amount borrowed and personal credit history. |
Cars, Trucks, Motorcycles
2000 - 2008 |
2.99% |
0.008191% |
84 Months |
Promotional rate for 2000-2008 model year cars and trucks. 84 month terms based on amount borrowed and personal credit history |
RV's, Boats, ATV's
Snowmobiles |
4.50%
up to
16.50% |
0.012328%
up to
0.045205% |
|
Current model year to 15 model years prior. Rate and term determined by year of vehicle, mileage, amount borrowed, and personal credit history. |
| Homeowners Vehicle Loans |
4.50%
up to
16.50% |
0.012328%
up to
0.045205% |
84 Months |
We hold your vehicle title and a courtesy trust deed on your home as collateral. All interest on this loan may be tax deductible. Check with your tax advisor. Rate and term determined by year of vehicle, mileage, amount borrowed and personal credit history. Member is responsible for recording fees for trust deed, DMV fees and flood determination fee. Reconveyance fee is charged to member when loan is paid in full. |
| Signature Loans |
8.25%
up to
17.25% |
0.022602%
up to
0.047260% |
60 Months |
Rate and term determined by amount borrowed and personal credit history. |
| Line-of-Credit |
8.25%
up to
17.25% |
0.022602%
up to
0.047260% |
24 Months |
Line of Credit is reviewed every 24 months. Payment is re-calculated with each loan advance. |
| Visa Credit Card |
12.90% |
0.035342% |
none |
Grace period 25 days. |
| Share-Secured Loans |
none |
none |
none |
The rate for this loan is 2% above the dividend rate of the savings or certificate of deposit securing the loan. |
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Interest Rates on Accounts
