Checking Accounts

Regular Checking
Write unlimited checks a month. There is no monthly service charge. Minimum balance $25.00 First box of checks free.

Check Guarantee Account
Write unlimited checks a month. This account incorporates the easy and convenience of using Visa Debit cards with check writing. Our VISA debit card is accepted at most ATM's and for any in-store purchaces where VISA is accepted. There is a $1.00 fee per ATM tranaction. There are no fees charged at our ATM's.

Money Tree Account:
This account is very similar to the Check Gurantee Account. A $5.00 monthly fee is charged which covers seven free withdrawals from ATM's every month, free Money Orders and Cashiers Checks.


Savings Accounts

Regular Savings
A $5.00 balance is required to keep it open. A $75.00 balance is needed to earn interest. Interest is paid on a quarterly basis.

Christmas Club
Save money for Christmas with this handy account. The balance in your Christmas Club is automatically mailed to you in November for the Holiday Season. There is a $5.00 penalty per occurrence for early withdrawal of funds.


IRA's

Traditional IRA
This IRA is a type of retirement plan that has been in existence since 1975. Traditional IRAs offer tax-deferred earnings, and the possibility for tax-deductible contributions. These tax advantages make the traditional IRA a powerful tool in creating a balanced, long-term savings plan. For more details please contact your Credit Union.

Roth IRA
Roth IRA contributions are never tax deductible. However when you start making distributions they are tax-free.

Educational IRA
The Educational IRA, recently renamed the Coverdell Education Savings Account, is a type of tax-advantage savings account created by the Taxpayer Relief Act of 1997. This IRA's sole purpose is to help you pay for your child's education expenses such as: tuition, fees, books, supplies, equipment and, in some cases, room and board and computers.


Investment Type Accounts

Certificate of Deposit
Our 6 month CD gives you a higher interest rate without having to sacrifice accessibility. The minimum balance is $1,000.00

Money Market
The Money Market account is a hybrid checking account. Giving you the option of withdrawing up to six times per month, 3 of those times may be by check. This account gives you liquidity and a higher yield than savings. Minimum balance $5,000.00